Why Teenagers Are Considered High-Risk Drivers?

Teenage drivers are considered high-risk drivers the first few years they’re on the road. Teen drivers statistically hold the highest death rates on the road. People between the ages of 15 and 20 are responsible for 12.9-percent of all fatal crashes and 16-percent of these drivers are involved in police-reported accidents.

Why are Percentages So High for Teens?

Two of the main reasons: immaturity and lack of driving experience. The best teenage drivers cannot make-up for the lack of experience they have on the road.

Lack of experience affects their ability to see and respond to hazardous situations which then lead to high-risk behavior such as speeding and tail-gaiting.

Other dangerous driving behaviors prevalent among teens; eating while driving, talking on the phone and driving, texting, allowing distractions from passengers, and not wearing seatbelts.

Ensure Safety
According to the Insurance Information Institute, parents can take the following precautions to help their teens stay safe on the road.

Choose a “Safe” Car

Pick a car that’s not only easy to drive but one that might offer added protection in the event of an accident. Avoid cars that are small or have a “high performance” reputation.

Getting a “fast” car could encourage your teen to speed and drive recklessly. Do your research and eliminate potential vehicles such as trucks and SUVs that are known for rollovers.

Drivers Education Courses a “Must”
courses help insurance companies evaluate your teen as a more responsible driver. Education courses can drive down insurance premiums. Some states require driver’s education classes for anyone wanting to drive before they’re 18 years-old.

Another important benefit of drivers education courses are the experiences it lends students. The more practice teens have, the more confident and more skilled they will be when called to react to difficult situations.

Safe Driving Programs

Insurance companies will sometimes provide “safe driver” programs. The program encourages students to sign “contracts” stating they will be safe drivers who don’t drink and drive.

If your insurance company has a program like this, your teen might be eligible for an insurance discount. Other discounts can be earned by installing tracking devices in insured vehicles.

These GPS devices can alert parents if their teens speed drive further away from home than agreed upon, and sets other limits on their children’s driving. The tracking device alerts parents as soon as certain parameters are breached.

Talk to Your Teen About Real Issues
Be straightforward with your teenager about the danger of driving after consuming alcohol, taking drugs, without enough sleep, and with distractions.

A significant amount of accidents occur each year due to teen drinking, cell phone use, texting, and other distracted driving behaviors. Teens also forget that they could cause accidents by being a disruptive passenger in their friends’ cars.

Be a Role Model

Your teen is mindful of the example you set. If you drive recklessly, your teen may just imitate you. If you don’t wear your seatbelt, they may also be less inclined. If you drink and drive, your teen might not see driving under the influence as such a big deal.

Consider a Graduated Driving Program for Your Kids
Some states have reduced teen-related accidents by instituting graduated driver’s license legislation. The three-phrase program gives teenagers more time to develop mature driving habits and attitudes by giving them more practice behind the wheel.